Add or Edit Applicant Credit Information
Request a credit report on the applicant or co-applicant from the Deal page. You can perform a Red Flag Review on the applicant or co-applicant as well, which verifies applicants are who they say they are. You can do a red flag check without pulling a credit report. This is done through ComplyNet, a third-party company.
From the Applicant tab, click the Applicant Credit or Co-Applicant Credit sub-tab.
Red Flag and Credit Bureaus display, as well as any current accounts or applications the applicant has. The Update Results button is hidden if a red flag review has not been requested.
To perform a Red Flag Review
Make sure you have completed necessary applicant information, such as full name, social security number, driver's license, and address, or the review cannot process.
- Click the More icon
, and choose Perform Red Flag Review on Applicant.
The Red Flag Review pop-up window opens.
- Click Submit for Red Flags Review.
ComplyNet opens in the pop-up window.
To request a credit report
Make sure you have a signed applicant authorization before you request a credit report. Also, make sure you have completed necessary applicant information, such as full name, social security number, driver's license, and address, or the credit report cannot process.
- Click the More icon , and choose Pull Credit on Applicant.
The Pull Credit pop-up window opens.
to view the complete SSN.
- Choose the credit bureau, such as CredCo, CBC, or 700Credit, and check the box for the credit company you want to use, such as Equifax, TransUnion, or Experian.
- Click Request Credit Report.
You receive a confirmation message. Close the window.
To view or print pulled credit
- Click View for the credit you want to view.
The View Credit pop-up window opens.
- Click Print this Bureau if you want to print it out.